Estimate 2026 U.S. take-home pay using IRS federal withholding percentage tables, Social Security, Medicare and an optional state/local tax rate.
Use the connected calculators in this build for related estimates without starting over.
Enter the requested values above and select Calculate. Change any input to compare scenarios.
Enter taxable wages for the pay period, pay frequency and W-4 entries to estimate federal withholding, FICA, optional state/local withholding and net pay.
This is an estimate, not payroll or tax advice. It does not implement every special payroll rule, benefit treatment, local tax, exemption or credit. Verify payroll results against current IRS and state guidance.
Estimate 2026 U.S. take-home pay using IRS federal withholding percentage tables, Social Security, Medicare and an optional state/local tax rate.
Federal withholding follows the 2026 IRS Publication 15-T automated percentage method for a 2020-or-later Form W-4. FICA uses 6.2% Social Security up to the 2026 wage base and 1.45% Medicare, plus Additional Medicare withholding when applicable.
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The federal withholding estimate follows the 2026 IRS percentage-method tables in Publication 15-T. Social Security and Medicare payroll tax rates and limits follow IRS Publication 15. State and local income taxes vary, so this calculator accepts an optional user-entered combined rate rather than assuming a state.